What this site does not do
iLoans.ai does not operate any product that asks you for your name, Social Security number, date of birth, income, employer, address, phone number, or any other personally identifying or financial information. We have no offer engine, no rate-check form, no application widget, and no quote tool. There is no data of yours on our servers because we did not ask for it.
What we do collect
We collect three categories of data, all of them minimal:
- Server logs. Like every web server on the internet, ours records the IP addresses, user-agent strings, and timestamps of incoming requests. We use these for security and to understand which pages are being read. Logs are retained for ninety days and then deleted.
- Privacy-respecting analytics. We use a cookieless, IP-anonymized analytics tool to count page views and referring sources. We do not use Google Analytics, Facebook Pixel, or any cross-site behavioral-tracking technology.
- Affiliate click metadata. When you click an outbound affiliate link, the destination site (the lender or network) may set its own cookies on your device to attribute the visit to us. We do not control those cookies; they are governed by the destination site's privacy policy. Our redirect pages do not write cookies of their own.
What happens when you click out
Once you click an outbound link to a lender or affiliate network, you are no longer on iLoans.ai and our privacy policy no longer applies. The destination site will collect whatever information it asks you to enter — typically including the financial information needed to underwrite a loan — and will use that information according to its own privacy policy. Read it before you submit.
Newsletter (if applicable)
If we offer a newsletter or email subscription, we will collect only the email address you provide and will not share it with any third party. You can unsubscribe at any time. We do not currently operate a newsletter, and this section will be updated when we do.
Cookies
This site uses no first-party tracking cookies. Some pages may set a session cookie purely for performance reasons (caching, language preference) that expires when you close your browser. The redirect URLs we use for outbound affiliate clicks do not write cookies on our domain.
Children
This site is not directed at children under thirteen, and we do not knowingly collect information from anyone in that age group.
Your rights (CCPA, GDPR, and similar)
Because we do not collect personally identifying information, there is generally nothing for us to delete or disclose on request. If you believe we hold information about you and you would like to access, correct, or delete it, write to team@iloans.ai and we will respond within thirty days.
Changes to this policy
If we change how we handle data — for example, if we begin operating a newsletter or add a new analytics provider — we will update this page and revise the effective date at the top.
Contact
Privacy questions go to team@iloans.ai.