How we make money
iLoans.ai earns commissions when readers click on links to lenders or affiliate networks from our site and subsequently complete an action with that lender — typically funding a loan, opening an account, or being matched to a lender through a partner network. Some links on this site are affiliate links, marked with the standard rel="sponsored" attribute and accompanied by editorial-style "Visit Lender" buttons.
We receive nothing if you read our coverage and do not click out. We also receive nothing if you click out, apply, and are declined.
What this disclosure is required by
The Federal Trade Commission's Endorsement Guides (16 CFR Part 255) require publishers to clearly disclose any material connection with companies they endorse, including affiliate-commission relationships. This page, the disclosure bar at the top of every guide and review, and the labels on each affiliate link are intended to satisfy that requirement.
Who we have affiliate relationships with
We work, or intend to work, with affiliate programs operated directly by lenders and with consumer-finance affiliate networks that aggregate offers from many lenders. We do not name specific commercial counterparties on this page because those relationships change. Instead, we mark each individual outbound link to a lender as sponsored where a commission applies, and we maintain a current list of advertisers in our sitemap-level transparency notes.
Editorial independence
Lenders and affiliate networks do not pay for placement in our reviews. They do not see our coverage before publication, are not given the opportunity to revise factual statements about their products, and are not granted any veto over what we write. The order in which lenders appear in a guide is determined by what we believe a typical reader for that loan type is best served by, not by which counterparty pays the highest commission.
Where commission rates differ enough that a reasonable reader might want to know — for example, where one lender pays substantially more per funded loan than another — we disclose that fact in the relevant guide.
Editorial corrections
If we publish a fact that is wrong, we correct it. Lender rate ranges, eligibility requirements, fees, and product features all change frequently, and we do our best to keep coverage current. If you spot an error, please write to team@iloans.ai and we will update the page.
What we are not
iLoans.ai is not a lender, broker, marketplace, or financial advisor. We do not originate loans, take applications, hold consumer funds, or render personalized financial advice. We are an editorial publication. The decision to apply for any product mentioned on this site is yours alone, and the terms of any loan you ultimately receive are determined by the lender, not by us.
Questions
For questions about this disclosure or about any specific affiliate relationship, write to team@iloans.ai.